Neco Model Questions Vol1 2020 Civic Education Question 14

A driver accumulated the following offences in order over a 12‑month period: Speeding (over 20 km/h) - base fine \(\text{₦}15{,}000\); Driving without seatbelt - base fine \(\text{₦}5{,}000\); Speeding - base fine \(\text{₦}15{,}000\); Running a red light - base fine \(\text{₦}20{,}000\); Using a mobile phone while driving - base fine \(\text{₦}10{,}000\). The Traffic Act adds a surcharge of 10 % on the total fine for each offence after the first (i.e., the second offence gets a 10 % surcharge, the third 20 %, the fourth 30 %, the fifth 40 %). If the cumulative fine (including surcharges) exceeds \(\text{₦}100{,}000\), the driver's licence is suspended for 3 months. Calculate the total payable fine (including all surcharges) and state whether the licence is suspended. Provide the answer as "Fine: \(\text{₦}X\); Suspension: Yes/No".