Question 26
NECO_MODEL_QUESTIONS_VOL1
•
2018
•
ENGLISH_LANGUAGE
•
objective
You are given the following excerpt about the impact of mobile banking in rural Nigeria:
"Mobile banking has transformed the way people in remote villages handle money. Farmers can now receive payments for their produce instantly, and small traders no longer need to travel long distances to the nearest bank. However, many users still face challenges such as network unreliability and limited digital literacy."
Write a concise thesis statement (no more than 25 words) that could serve as the central argument for an expository essay on this topic, and then outline the three main points you would develop, each expressed as a single phrase.
Answer Options
A.
Thesis: Mobile banking primarily benefits urban migrants, leaving rural communities unchanged while increasing financial fraud risks.
Outline: (1) Urban-centric benefits, (2) Unchanged rural financial practices, (3) Rising fraud and security concerns.
B.
Thesis: Mobile banking marginally improves rural livelihoods but fails to address cultural resistance and high transaction fees.
Outline: (1) Limited cost savings for farmers, (2) Cultural skepticism hindering usage, (3) High fees and limited agent networks.
C.
Thesis: Mobile banking replaces traditional savings methods in villages, eliminating the need for physical banks despite occasional service outages.
Outline: (1) Shift from cash to digital wallets, (2) Reduced reliance on physical banks, (3) Minor impact of occasional outages.
Correct Answer
D.
Thesis: Mobile banking empowers rural Nigerians economically while exposing them to network and literacy challenges that must be addressed.\nOutline: (1) Immediate financial benefits for farmers and traders, (2) Digital‑literacy barriers limiting full adoption, (3) Infrastructure and network reliability problems.
Correct Answer
D
Correct Option:
Thesis: Mobile banking empowers rural Nigerians economically while exposing them to network and literacy challenges that must be addressed.\nOutline: (1) Immediate financial benefits for farmers and traders, (2) Digital‑literacy barriers limiting full adoption, (3) Infrastructure and network reliability problems.
About This Question
This is
Neco Model Questions Vol1
2018
English Language
Question 26.
It is one of the
objective
questions from the
2018
Neco Model Questions Vol1
English Language
examination.
Difficulty level:
Hard
.