Neco 2020 Civic Education Question 21

A driver was recorded exceeding the speed limit on three separate occasions within one year. First offense: speed \(20\) km/h over the limit, fine \(N2000\) and \(3\) penalty points. Second offense: speed \(35\) km/h over the limit. The fine is \(N3000\), but a surcharge of 10% is added if the driver already has more than \(2\) penalty points before this offense. The offense carries \(4\) penalty points. Third offense: speed \(50\) km/h over the limit, fine \(N5000\) and \(5\) penalty points. If the total accumulated penalty points after this offense exceed \(12\), the driver's licence is suspended and the fine for this offense is doubled. Calculate the total amount the driver must pay in fines and state whether the licence is suspended.