Gce Model Questions Vol1 2018 Civic Education Question 4

In a jurisdiction, traffic offences carry penalty points and fines. Points accumulate over a 12‑month period; if total points exceed 12, the driver's licence is suspended for three months. Points can be reduced by 2 for each good‑driving course completed, up to a maximum reduction of 6 points per year. A driver incurred the following offences in the past year: speeding (3 points, fine \(15{,}000\) naira), running a red light (4 points, fine \(20{,}000\) naira), illegal parking (2 points, fine \(5{,}000\) naira) and using a mobile phone while driving (3 points, fine \(10{,}000\) naira). The driver completed two good‑driving courses, each giving a 5 % discount on the total fine (discounts are cumulative). Determine whether the driver's licence will be suspended and calculate the total fine payable after the discounts.