POST UTME UNN 2021 Commerce | Objective

Practice these randomly selected questions to test your readiness.

Question 1
A firm specializes in producing a single product. Which of the following is a characteristic of specialization in production?
A. Increased productivity
B. Reduced labor costs
C. Improved product quality
D. Increased product variety
Question 2
A bank offers a savings account with a 5% annual interest rate. Which of the following is a benefit of the savings account?
A. Increased liquidity
B. Improved creditworthiness
C. Higher returns on investment
D. Reduced risk
Question 3
A consumer has a budget of ₦5000 and a preference for two goods, A and B. The prices of the goods are ₦2000 and ₦3000, respectively. If the consumer spends all of their budget, what is the quantity of good A consumed?
A. 1
B. 2
C. 3
D. 4
Question 4
A company uses the marketing mix (4 Ps) to develop its marketing strategy. Which of the following is a component of the marketing mix?
A. Product
B. Price
C. Promotion
D. All of the above
Question 5
A company is considering two different insurance policies to cover its business operations. Policy A has a premium of ₦1,500 and a deductible of ₦5,000. Policy B has a premium of ₦2,000 and a deductible of ₦3,000. If the company expects to incur an average loss of ₦10,000 per year, which policy should it choose?
A. Policy A
B. Policy B
C. Neither policy
D. Both policies
Question 6
In a sole proprietorship, the owner's personal assets are not protected from business liabilities. What is the name of the legal doctrine that allows creditors to seize the owner's personal assets?
A. Piercing the Corporate Veil
B. Limited Liability
C. Separation of Assets
D. Corporate Personhood
Question 7
A consumer is considering purchasing a product with a price of ₦500 and a discount of 10%. What is the final price of the product?
A. ₦450
B. ₦500
C. ₦550
D. ₦600
Question 8
A company's articles of association may be amended by a special resolution passed by a majority of at least 75% of the shareholders present and voting. What is the name of this type of resolution?
A. Ordinary Resolution
B. Special Resolution
C. Extraordinary Resolution
D. Emergency Resolution
Question 9
A company is considering two different transportation modes to deliver its products to a foreign market. Mode A costs ₦50,000 per unit and takes 10 days to deliver, while Mode B costs ₦30,000 per unit and takes 20 days to deliver. If the company expects to sell the products at ₦150,000 per unit, what is the minimum number of units the company should sell to break even?
A. 10 units
B. 20 units
C. 30 units
D. 40 units
Question 10
A firm's demand function is given by Q = 100 - 2P, where Q is quantity demanded and P is price. If the firm's total revenue function is given by TR = 200Q - 2Q^2, what is the optimal quantity?
A. 20
B. 30
C. 40
D. 50
Question 11
A company uses the just-in-time (JIT) inventory system. Which of the following is a benefit of JIT?
A. Reduced inventory costs
B. Improved product quality
C. Increased production efficiency
D. Reduced labor costs
Question 12
A firm purchases a liability insurance policy to protect against potential losses. Which of the following is a type of liability insurance?
A. Product liability insurance
B. Professional liability insurance
C. Employers' liability insurance
D. Public liability insurance
Question 13
A bank's cash reserve ratio is 20%. If the bank has a total deposit of ₦100,000,000, how much cash must it reserve?
A. ₦20,000,000
B. ₦25,000,000
C. ₦30,000,000
D. ₦35,000,000
Question 14
A consumer protection agency is investigating a complaint against a company that has been selling defective products. The company has a policy of replacing defective products free of charge, but the consumer has to pay for the return shipping. What type of consumer protection law is this company violating?
A. Unfair contract terms
B. Misleading advertising
C. Lack of product liability
D. Failure to provide a refund
Question 15
A consumer protection agency has been established to protect consumers from unfair business practices. Which of the following is a right of a consumer under the Consumer Protection Act?
A. Right to sue for damages
B. Right to cancel a contract
C. Right to a refund
D. Right to a warranty

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