Neco Model Questions Vol1 2024 Civic Education Question 25

The traffic offence penalty schedule includes the following: - Speeding 35 km/h over the limit: fine ₦50,000 and 5 demerit points (classified as a serious offence). - Using a mobile phone while driving: fine ₦20,000 and 2 points. - Failing to wear a seat‑belt: fine ₦15,000 and 1 point. A driver who already has 6 points from previous offences in the last year commits all three offences on the same day. The law provides a 20 % discount on the total fine **if** the driver pays the fine within 7 days, **but the discount does not apply to the fine for any serious offence**. Points are unaffected by the discount. Moreover, if the driver's total points (previous plus new) exceed 12, a surcharge of ₦10,000 is added to the fine, irrespective of any discount. Assuming the driver pays within 7 days, what is the total amount (in naira) the driver must pay?