Neco 2025 Civic Education Question 15

A driver travels through three consecutive speed zones. The posted speed limits are 50 km/h, 80 km/h and 100 km/h respectively. The driver's recorded speeds are 70 km/h, 95 km/h and 115 km/h. For every 5 km/h over the limit the driver receives 1 demerit point and a fine of \(\,\)₦500 per 5 km/h excess. The first speeding offence in a calendar year incurs only half the fine; subsequent offences incur the full fine. The driver had already been cited for a speeding offence earlier in the year in the first zone, so the fine for that zone is at the full rate, while the offences in the second and third zones are the driver's first offences of the year. Determine (a) the total number of demerit points accrued and (b) the total monetary fine payable. State also whether the driver's licence is suspended if a suspension occurs at 12 or more points.