POST UTME BSU 2024 Commerce | Objective

Practice these randomly selected questions to test your readiness.

Question 1
A bank's balance sheet is as follows: Assets = ₦10,000,000, Liabilities = ₦5,000,000, and Equity = ₦5,000,000. If the bank's capital adequacy ratio is 10%, what is the minimum amount of additional capital required?
A. ₦500,000
B. ₦1,000,000
C. ₦1,500,000
D. ₦2,000,000
Question 2
In a perfectly competitive market, the demand curve for a firm's product is its
A. marginal revenue curve
B. marginal cost curve
C. average revenue curve
D. average cost curve
Question 3
A bank offers a 5-year fixed deposit account with an interest rate of 12% per annum compounded annually. If a customer deposits ₦100,000, what will be the future value of the investment after 5 years?
A. ₦163,170.08
B. ₦163,170.09
C. ₦163,170.10
D. ₦163,170.11
Question 4
A firm has a production function Q = 2L^0.5K^0.5, where Q is the quantity produced, L is the labor input, and K is the capital input. If the firm's labor and capital inputs are 100 units each, what is the total product of labor?
A. 100
B. 200
C. 300
D. 400
Question 5
A company's financial statements for the year ended December 31, 2023, are as follows: Total Revenue = ₦5,000,000, Cost of Goods Sold = ₦2,500,000, Operating Expenses = ₦1,200,000, and Net Income = ₦800,000. If the company's tax rate is 25%, calculate the amount of income tax payable.
A. ₦200,000
B. ₦250,000
C. ₦300,000
D. ₦350,000
Question 6
A firm's cost function is given by C = 2L + 3K, where C is cost, L is labor, and K is capital. If the firm wants to minimize cost while producing 100 units of output, what is the optimal combination of labor and capital?
A. L = 50, K = 50
B. L = 75, K = 25
C. L = 100, K = 0
D. L = 0, K = 100
Question 7
A consumer has a budget of ₦1000 and a preference for two goods, A and B. The prices of the goods are ₦200 and ₦300 respectively. If the consumer spends all their budget on the two goods, what is the quantity of good A consumed?
A. 2
B. 3
C. 4
D. 5
Question 8
A company's warehouse is designed to store 500 crates of goods. If the crates are stacked 5 high and 10 wide, what is the maximum number of crates that can be stored in the warehouse?
A. 2500
B. 3000
C. 3500
D. 4000
Question 9
A consumer has a utility function U = 2x + 3y, where x and y are the quantities of two goods consumed. If the prices of the goods are ₦200 and ₦300 respectively, and the consumer spends all their budget of ₦1000 on the two goods, what is the quantity of good B consumed?
A. 2
B. 3
C. 4
D. 5
Question 10
A bank is considering a loan to a customer. What is the primary factor that the bank will consider?
A. The customer's credit history
B. The customer's income
C. The customer's assets
D. The customer's debt-to-income ratio
Question 11
A company is considering two different insurance policies to cover its assets. Policy A has a premium of ₦120,000 and a deductible of ₦50,000. Policy B has a premium of ₦90,000 and a deductible of ₦20,000. If the company expects to incur a loss of ₦150,000, which policy would provide the greatest coverage?
A. Policy A
B. Policy B
C. Both policies offer the same coverage
D. Neither policy offers sufficient coverage
Question 12
A company's consumer protection policy includes a 30-day money-back guarantee. If a customer purchases a product on January 1st and returns it on January 20th, what is the status of the customer's claim?
A. Approved
B. Rejected
C. Pending
D. Invalid
Question 13
A company's warehousing policy includes a clause that requires all goods to be stored in a climate-controlled environment. If a shipment of goods is stored in a warehouse without climate control, what is the status of the goods?
A. Damaged
B. Undamaged
C. Pending
D. Unknown
Question 14
A firm's production process can be described by the following flowchart: {\begin{array}{c} \text{Raw Materials} \xrightarrow{\text{Manufacturing}} \text{Work-in-Progress} \xrightarrow{\text{Quality Control}} \text{Finished Goods} \end{array}}. If the firm's current raw materials input is 100 units, then the number of finished goods units produced is
A. 50
B. 75
C. 100
D. 125
Question 15
A company's transportation costs are 1000 per shipment. If the company ships 5 times a month, what is the total transportation cost for the month?
A. 5000
B. 6000
C. 7000
D. 8000

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